Businesses operating in foreign jurisdictions are required to comply with the legal framework relevant to their overseas operations. Such compliance includes listing and filing requirements, rigorous market disclosure and careful management of their professional relationships with employees, creditors, customers and suppliers.

Our approach

Directors and officers are personally exposed to unlimited financial liability, and the company and board of directors share the responsibility for ensuring they have the highest possible level of protection.

In response to these evolving challenges, Liberty’s Directors & Officers (D&O) policy wording provides market leading D&O protection. Our wording, combined with our ability to offer limits up to US$20 million, makes Liberty an attractive lead insurer for private, publicly listed and government-owned entities.

At a glance

Limits up to US$20 million

Additional Side A limit available to all directors

Recoveries which are in excess of payments to the insured are reinstated to the limit of liability

Provides full defence costs cover for all claims in the USA and claims alleging employment practice breaches in the USA; Former Insured vs Insured exclusion now applies only to claims brought by the company in the USA

No late notification penalty if insured is legally prohibited from notifying a claim, inquiry, raid or self-report

Access to professional advice and legal representation (for an internal inquiry, self-report to a regulatory body and any industry-wide inquiry)

Change in control - lifetime cover for former insured persons who retired or resigned during the policy period

Fraud and dishonesty exclusion triggered only by a final, non-appealable legal ruling; no longer triggered by admission of fraud

No pollution or professional services exclusion

Also covers asset and liberty expenses, bail bond and civil bond expenses, extradition costs, personal taxation liability, public relations and reputation protection expenses

Downloads

Directors & Officers Product Profile ASIA

Download

Directors & Officers Claims Example ASIA

Download

Find an underwriter

Shi Min Tan

Financial Institutions & Directors and Officers Portfolio Manager, Professional & Financial Risks Asia

Phone: +65 6622 9185

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Louise Tong

Senior Underwriter, Professional & Financial Risks

Phone: +65 6622 9186

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Our Directors & Officers specialists

Click below to find contacts from across our Asia Pacific business.

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